Legal & Regulatory Information

This Legal page outlines terms of use, disclaimers, consumer protections, arbitration terms, and regulatory notices relevant to Gotbudgets users in the United States.

If you need specific legal assistance, use our legal request form below or contact our compliance team.

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Terms of Use

By using Gotbudgets you agree to these Terms of Use. Our content is for informational purposes only and is not legal or financial advice. You must be at least 18 years old to use our services.

  • We do not guarantee results from budgeting recommendations.
  • Users remain responsible for verifying account terms with financial institutions.
  • We may update these Terms; the latest version is posted here.

Disclaimer

Gotbudgets provides comparisons and educational content. We are not a bank, broker, or registered investment advisor. We do not provide tax or legal advice. Consult licensed professionals for those matters.

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Consumer Rights & State Notices (USA)

Residents of the United States have consumer protections under federal and state law. Below are key notices and options available to users.

Gotbudgets may link to third-party financial products. For credit reporting and accuracy concerns, contact the original data provider or the consumer reporting agency involved.

Gotbudgets operates as an informational platform. Certain states require disclosures for financial services; where applicable, product providers linked through our site carry required licenses—check provider pages for details.

We may reference banks or credit unions. Only deposits at FDIC-insured banks or NCUA-insured credit unions are insured. Verify insurance with the financial institution.

Arbitration, Governing Law & Dispute Resolution

Any disputes arising from your use of Gotbudgets are governed by the laws of the State of Colorado and, where permitted, may be resolved via binding arbitration. Users retain any consumer rights that cannot be waived under applicable law.

For formal notices regarding claims, please send certified mail to our address listed below.

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Data, Privacy & Cookies

Our Privacy Policy explains how we collect and use personal data. For cookies and tracking choices, visit our Privacy page. Links to financial institutions may share data according to their policies.

Data CategoryPurpose
Contact infoResponding to inquiries
Usage dataProduct comparisons & analytics
CookiesSession and preference management

To exercise rights under applicable privacy laws (e.g., CCPA for California residents), use the legal request form below or follow the instructions on our Privacy page.

Accessibility & Reasonable Accommodations

Gotbudgets aims to make content accessible. If you encounter accessibility barriers, contact us and we will provide information in an alternative format where possible.

Office: 1287 Walnut Street, Suite 400, Denver, CO 80203
Phone: +13032674589

Submit a Legal Request

Use this form for privacy requests, notice of claims, or regulatory inquiries. We will respond within a reasonable timeframe (typically 5–30 business days depending on the request).